Terms of Service Agreement

Purchaser understands that the agreed upon price they are paying entitles them to all the HYBRID products and services normally provided, including lifetime support.

Please allow Dr. Tom 1-3 hours to send your welcome email explaining how to study the materials you will receive which are the home study course manuals and videos. If you have any questions before making your purchase, please call Dr. Tom at +1 717-503-1267.

All sales are final and there is no provision for refunds because this product is 100% intellectual in nature. Seller assumes no responsibility for use of this product… financial losses or otherwise. It is the buyer’s responsibility to contact the seller for after the sale support which lasts for a period of 90 days following purchase. Sale of this product is not an inducement to gamble. Past winning results of Dr. Tom and his students is no guarantee of future performance using the bet selection and money management strategies taught by Dr. Tom. If a buyer has any unanswered questions before purchasing this product, they should contact the Bacdoctor.

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